Retirement Times – November 2024
By the second quarter of this year, the number of “401(k) millionaires” rose 2.5% from Q1, marking a record high according to Fidelity.
Retirement Times – July 2024
Beneficiary designations are a critical yet often neglected aspect of retirement plans.
Retirement Times – June 2024
You could say that the past year has been one for the record books. As of January 2024, total U.S. consumer debt reached a historic $17.33 trillion while credit card rates surged to unprecedented levels, topping more than 24%.
Retirement Times – May 2024
As of January 2024, total U.S. consumer debt reached a historic $17.33 trillion while credit card rates surged to unprecedented levels, topping more than 24%.
Retirement Times – April 2024
TDFs offer participants many advantages: a simplified investment decision-making process, diversification by professional fund managers, automatic rebalancing, a glide path strategy that adjusts risk over time, and much more.
Retirement Times – March 2024
Americans are increasingly getting financial and retirement planning guidance from social media, risking exposure to misinformation, harmful advice and outright scams.
Retirement Times – February 2024
According to a December 2023 survey from Schroder’s, nearly half of non-retired Gen Xers, those born between 1965 and 1980, have not done any retirement planning whatsoever.
Retirement Times – January 2024
Retirement planning often directs attention toward midcareer 401(k) participants and those nearing retirement — and understandably so, given their tighter timeline to secure post-retirement financial stability.
Retirement Times – November 2023
Sound investment decisions are rarely made under the weight of worry. The field of behavioral finance points to a number of cognitive distortions that feed on investor fear and can plague participants’ decision-making while compromising their retirement readiness.
Retirement Times – September 2023
According to recent data from the National Council on Aging and the Women’s Institute for a Secure Retirement, nearly half of women ages 25 and older lack access to a tax-advantaged, employer-sponsored retirement plan.